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US average rate on 30-year home loans rises to 3.95 percent

Average US mortgage rates this week and for the past year, at a glance

US average rate on 30-year home loans rises to 3.95 percent

Average U.S. long-term mortgage rates rose slightly this week in the days before the Federal Reserve announced a historic increase in its key short-term interest rate.

Here's a look at rates for fixed- and adjustable-rate mortgages this week and over the past year:

Current avg.Last week52-week high52-week low
30-year fixed3.97 percent3.95 percent4.09 percent3.59 percent
15-year fixed3.22 percent3.19 percent3.25 percent2.92 percent
5-year adjustable3.03 percent3.03 percent3.03 percent2.82 percent
1-year adjustable2.67 percent2.64 percent2.67 percent2.37 percent

Updated : 2021-09-24 07:18 GMT+08:00